Calculators & checks

    Employer pension risk check

    Avoid risks and penalties with the new evidence law. Our free pension check examines your documents and uncovers weak points.

    What do we check for you?

    Supply regulations

    Completeness and legal certainty of your pension plan

    Employment contracts

    Correct company pension agreements in employment contracts

    Obligations to provide proof

    Fulfillment of the proof obligations according to the Evidence Act

    Liability risks

    Identification of potential liability and fine risks

    Attention: Stricter proof requirements since 2022

    The Evidence Act significantly tightens the documentation requirements in the company pension scheme. Incomplete or incorrect documents can lead to fines and claims for damages.

    Your benefit: Legal certainty in 2 minutes

    Free analysis

    Comprehensive review of your company pension documentation without hidden costs.

    Fast results

    Immediate assessment of your compliance status and concrete need for action.

    Concrete recommendations

    Clear recommendations for action to minimize risk and optimize.

    Liability protection

    Minimize legal risks and potential fines.

    Non-binding

    No obligations – just valuable insights for your company.

    Expert advice

    Analysis by experienced occupational pension specialists with 22 years of market experience.

    Are your company pension documentation compliant with the Evidence Act?

    Avoid risks and penalties – we check your documents free of charge and give you security for the future.

    Why your company pension documentation is crucial – explained in 60 seconds

    Understand in just one minute why complete and legally compliant company pension documentation is essential for your company.

    Subtitles available • No autoplay • YouTube player

    Start the risk check now

    After the video, you can use our free employer pension risk check to check whether your company pension documentation complies with the new legal requirements.

    ✓ Free ✓ 2 minutes ✓ Immediate assessment

    How well positioned is your company pension plan?

    Legally protect your company pension scheme

    Many employers do not know that they have a legal obligation with the company pension scheme. Whether employer subsidy, information obligation or documentation: If you do not document properly, you risk reclaims, lawsuits or damage to your reputation. Do the quick check here in 2 minutes – anonymously and free of charge.

    0 of 10 questions answered

    1Does your company have a written, uniformly regulated pension plan for the company pension scheme?

    Status: October 2026.

    Frequently asked questions about the employer pension risk check

    What does the employer pension risk check check?

    The check analyses your company pension documentation for completeness and legal certainty: pension regulations (§ 1 BetrAVG), employment contracts with company pension agreements, fulfillment of the verification obligations in accordance with the Evidence Act 2022, liability risks in the event of incorrect promises and compliance with current tax and social security regulations (e.g. § 3 Nr. 63 EStG). The aim is to avoid fines, claims for damages and damage to reputation.

    Why is the pension check particularly important at the moment?

    The Evidence Act 2022 (§ 2 NachwG) significantly tightens the documentation requirements. Employers must provide written evidence of all essential working conditions - including company pension commitments. Violations can result in fines of up to 2,000 euros per case (§ 4 NachwG). In addition, if the pension arrangements are incorrect, employees may be liable for claims for damages. Our check identifies these risks at an early stage.

    How long does the pension check take?

    The online check only takes 2 minutes. You answer specific questions about your company pension situation and immediately receive an initial risk assessment. For a detailed analysis of your documents (pension regulations, employment contracts, administrative procedures), we will then arrange a free consultation - also non-binding.

    Is the pension check really free?

    Yes, the employer pension risk check is completely free and non-binding. There are no costs whatsoever – neither for the online check nor for the first consultation. If you decide to comprehensively optimize your company pension scheme, we will provide you with a transparent offer. You decide whether and when you want to take further steps.

    What documents do I need for the pension check?

    You do not need any documents for the 2-minute online check. They only answer general questions about your company pension situation. However, for a detailed analysis, we recommend: current pension regulations, sample employment contracts with company pension clauses, examples of pension commitments and information on implementation methods (direct insurance, pension fund, support fund (Unterstützungskasse), etc.). We will support you in putting it together.

    What happens after the pension check?

    You will receive an immediate risk assessment with concrete recommendations for action. If necessary, we will arrange a free initial consultation in which we will analyse your situation in detail and develop suggestions for optimisation. You then decide whether you would like to use our support - for example for the creation of a legally secure pension plan, training or ongoing company pension support.

    Ready for the next step?

    In a free initial consultation, we will clarify your initial situation and show you the most sensible options for your company - without obligation and without pressure to sell.

    Free initial consultation